The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions.
We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here!
SUMMARY
Our Commercial Banking Associate Program is designed for new graduates with a 3.4 GPA or higher and prior internship experience.
What you'd do
- Learn and understand how financial spreads work. Practical application to learn different tiers.
- Learn how to assist in evaluating credit applications by analyzing financial statements, credit reports, and other relevant data to assess risk and creditworthiness.
- Prepare preliminary underwriting documents and structure loan proposals.
- Understand how to assist and monitor and manage assigned client portfolios, including tracking loan performance, identifying potential risks, and recommending solutions to maintain portfolio health.
- Conduct periodic reviews of client accounts to ensure alignment with financial goals and bank standards.
- Understand and apply skills to facilitate the loan origination process by gathering and verifying client documentation, ensuring compliance with bank policies and regulatory requirements.
- Learn from internal teams to streamline loan approvals and closings.
- Learn what it takes to build and maintain relationships with Retail, Small Business Banking, Business Banking, Middle Market and Commercial clients by addressing inquiries, providing tailored financial solutions, and ensuring high-quality service.
- Collaborate with sales partners to identify and pursue new business opportunities, including prospecting for potential clients in the commercial banking sector.
- Assist in preparing presentations and proposals to attract new clients and expand market presence.
What they want
- Must have graduated with a Bachelor’s degree within the last 2 years, with a minimum GPA of 3.4, preferred.
- Previous internship experience, preferably in finance, banking, or a related field.
- Strong analytical, organizational, and interpersonal skills.
- Ability to work collaboratively in a dynamic, fast-paced, team-oriented environment.
- Proficiency in Microsoft Office Suite; familiarity with financial modeling or banking software is a plus.
- Starts
- 2026-08-27