Associate – ABS Structuring & Modeling

What they want

• 4+ years of experience in structured finance, preferably at an investment bank, accounting or advisory firm, or rating agency.
• Degree in Math, Computer Science, Engineering, Finance or other quantitative discipline.
• Track record of structuring ABS warehouse and securitization transaction modeling.
• Proficiency in Excel (complex formula), Intex, Bloomberg. Basic programming skills (e.g. SQL, Python, VBA) a plus.
• Strong understanding of cash flow waterfall mechanics, credit enhancement features, rating agency stress scenarios.
• Prior experience with transportation (aircraft, container, and rail) and consumer assets (subprime auto) preferred along with exposure to digital infrastructure assets.
• Experience with collateral analytics, including generating stratification tables, replines, and other analytical outputs from data tapes.
• Familiarity with rating agency methodologies, including stress-case modeling and sensitivity analysis.
• Understanding of macro market, rates, and hedging.
• Knowledge of financing facilities (warehouse, term loan, portfolio).

About Fifth Third Bank

This role provides analytical and execution support across Asset-Backed Securities (ABS) transactions, assisting with structuring and cash flow modeling across multiple asset classes, including transportation (aircraft, container, rail), auto, consumer assets, equipment, music/TV/film royalties, and digital infrastructure.